Welcome
to Atlas Travel Insurance FOR ONE LOW COST PREMIUM PER PERSON YOU CAN OBTAIN COVER FOR A SINGLE TRIP OF UP TO 6 MONTHS DURATION
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For a quick tour to find out about Atlas Travel Insurance click on a topic below |
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Schedule of Benefits | Premium Cost | 4 Easy steps to arrange cover | The Underwriter | ||||||
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Why does Atlas Insurance cost so much less? | 24 hour emergency assistance | The Manager | Claims | ||||||
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Types of policies | FAQs | To take out Atlas Club Membership | The Master Policy | ||||||
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Your individual insurance certificate | |||||||||
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Exclusive to Members of The Atlas Clubs Worldwide and underwritten by A Member Company
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Atlas Insurances are managed by The Atlas Club Inc in Australia, New Zealand, UK , USA and Canada All
Australian and New Zealand claims are handled and paid in Australia by
the To obtain a claim form email: insurances@atlascluboz.com Atlas Travel Insurance provides a world-wide 24 hour reverse charge emergency hotline which can be reached from anywhere in the world and is operated by the world's leading evacuation service |
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The 4 simple steps to taking out Atlas Travel Insurance:
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ONLY ATLAS MEMBERS ARE ELIGIBLE TO TAKE OUT ATLAS TRAVEL INSURANCE COVER |
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ALL
BENEFIT AMOUNTS ARE IN US DOLLARS |
Worldwide Plan Individual |
Domestic Travel within your
home country and between Australia and New Zealand |
Domestic
Airline Ticket Cover |
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Policy Section |
The Events |
SUMS INSURED |
SUMS INSURED |
SUMS INSURED |
1 | Trip
Cancellation & curtailment Excess/Deductible $50 |
US$10,000 | US$2,500 | Value of Ticket |
2 | Medical/Dental Excess/Deductible $40 |
US$30,000 | US$2,500 | Nil |
3 | Luggage,
Credit Cards, travel Documents and Cash (max) Excess/Deductible US$40 |
US$2,000 US$200 |
US$1,500 US$200 |
Nil |
4 | 24-Hour
Accidental Death & Dismemberment Excess/Deductible $0 |
US$15,000 | US$10,000 | Nil |
5 | Scheduled Air
Accidental Death & Dismemberment Excess/Deductible $0 |
US$50,000 | US$25,000 | Nil |
6 | Default of
Service Provider Excess/Deductible $0 |
US$6,000 | US$2,500 | Nil |
Children under 12 years of age at time of travel pay 70% of adult premium | Full
Premium Cost AUD$95 NZ$110 Multi Trip AUD$165 NZ$180 |
Full
Premium Cost AUD$30 NZ$35 |
AUD$5.00/ticket | |
Queries or claims email insurances@atlascluboz.com |
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Why you might ask, is Atlas
Travel Insurance so much cheaper than other Travel Insurance
products on the market offered by travel agents?
Well when you buy travel insurance from a Travel Agent, the agent is going to receive up to 60% of the cover price in commission! Yes that's right, 60%! Some will get even more. The distributor (The Brand Name under which you buy the policy) will take another 20% as his margin, the rest goes to the underwriter (that small print name you see on the back page as the Underwriter) who is usually a solid entity and who is underwriting the risk. Travel insurance is a Travel Agent's single highest commission earner. They don't like you to know this, and it's part of the reason they try to convince you to take out the highest possible cover - so that they will earn maximum dollars. It also explains why you will see some agents in the newspapers offering 25% or more off travel insurance. They could not do this unless they were earning big commissions to start with could they? Also don't believe all that poppy cock about the costs of medical care in USA. To visit a doctor in USA costs on average $AUD60 (US$30). Unless you fall under a bus (and perhaps even then) US$40,000 (AUD$78,000) is going to be more than enough to meet most medical attention. The travel agent exaggerates medical costs to scare you into taking more cover than you need. If you think about it, there is no more health risk when you are travelling than when you are at home, in fact in many cases the risk is less. What the Atlas Clubs have done, is to cut all these middlemen out creating huge savings, and because of our size deal directly with the underwriter. We then pass on the savings to our members. Of course it also helps that we have such huge buying power due to the size of our world wide membership, a good track record over the 15 years and can guarantee large volumes of policies. |
Atlas
Travel Insurance: 20 Howard Rd, Northcote, Auckland, New Zealand |
Email: insurances@atlascluboz.com |